🏦 Banking Basics (For Checking & Savings Accounts)

• 🏛️ Banks are money keepers. They keep your money safe and insured which is why it is better than hiding it in a sock drawer or in the mattress!
• 💳 You can have two main types of accounts:
  • Checking account: for spending and paying bills.
  • Savings account: for storing and growing your money over time.
• 💰 Checking = Everyday Money. Use it with a debit card or checks to buy things or pay online.
• 🏦 Savings = Future Money. Save up for something big — a bike, console, or adventure!
• 📲 Banks use apps and ATMs so you can check balances, deposit, or withdraw money anytime.
• 🌱 Interest helps your savings grow. The bank pays you a tiny bit for letting them hold your money.
• 🩸 Overdrafts are trouble! Spending more than you have lets Count Overdraft attack your balance.
• 🔁 Transfers move money between checking and savings with just a few taps.
• ✨ Direct deposit can be paycheck magic. Your allowance or job pay can go straight into your account automatically.
• ⚔️ Debit cards are not Credit cards. Debit uses your money; credit borrows someone else’s money.
• 🕵️‍♂️ Keep your info secret. Never share your PIN, card number, or passwords — villains love that!
• 💡 Good habit: Always check your balance before spending. That’s how heroes defeat Count Overdraft and The Swipe every time.